GUC / New construction financing
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Ground-up construction financing built for investor timelines.

When you’re building from the ground up, timing and clarity matter. Turning Point Lending helps investors finance new construction projects with a streamlined process designed for real-world builds.

  • Built for new construction projects Financing that aligns with construction phases and milestone-based progress.
  • Clear next steps and documentation path Know what’s needed up front so your project keeps moving.
  • Investor-first communication Simple, consistent updates from initial request through closing.
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Construction-minded review Designed around scope, budget, and build timeline.
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Process clarity Know what’s needed and what happens next.
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Keep builds moving Financing focused on reducing avoidable delays.

What to have ready for a construction loan quote

To move faster, include as much of the following as you can. If you don’t have everything yet, submit what you have and we’ll guide you.

Project overview (build type, size, and intended use/sale strategy).
Construction budget and basic scope details.
Timeline for start date, phases, and target completion.
Plans / permits status (if available) so we can assess readiness.
Builder info (GC details and experience on similar projects).
Exit strategy (sell, refinance, or hold) so the loan fits the plan.

Want to confirm construction program fit?

Submit the basics and we’ll outline the best next step.

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Common ground-up construction scenarios

A few ways investors typically use new construction financing.

Spec builds

Builds intended for resale after completion.

Build-to-rent

Built as a rental to be held as an asset in a real estate portfolio.

Subdivisions

Developers who take advantage of the economy of scale.

How it works

A simple process designed to keep new construction projects moving.

1

Submit project basics

Property/location, plans status, budget, and timeline.

2

Confirm program fit

We align the request to the right construction financing path.

3

Review & verify

We collect the documentation needed to proceed efficiently.

4

Close and build

Clear communication through closing and the next steps.

New Construction Loan FAQs

Quick answers for investors considering ground-up financing.

What is a ground-up / new construction loan?

Ground-up construction financing (new construction loan) is used to fund a new build from start to completion. It’s designed around the needs of the build and the investor’s strategy.

What should I submit to get started?

Start with project overview, budget, timeline, and where you are with plans/permits. If you don’t have everything ready, submit what you have and we’ll guide the next steps.

Do I need a licensed builder/GC?

Construction requests commonly require builder/GC details so the project plan and execution approach can be reviewed appropriately.

How do I request terms?

Submit the form above with the basics. We’ll follow up with program fit and the next steps to proceed.

Ready to move your build forward?

Send the project basics and we’ll respond with next steps.

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