The Preferred Private Lender For Real Estate Investors Across The Nation

Real Estate Financing That Moves at Your Speed

Speed and reliability are the keys to being a successful real estate investor. Traditional lenders often slow you down with unnecessary delays, rigid requirements, and a lack of knowledge about how real estate works.  

At Turning Point Lending, we move at your pace. We focus on fast approvals, creative financing, and flexible loan programs tailored toward investors like you. Whether you are flipping houses, growing a rental portfolio, or building new construction, we provide the capital and confidence you need to seize every opportunity.

Kitchen Renovation - Turning Point Lending - Trusted Private Real Estate Lender

Our Three Core Principles

Dependability:

Real estate investing is built on speed and reliability. From pre-approvals to on time closings, we ensure a smooth, predictable process because (like you) we also hate surprises.

Focus on The Customer:

With over 40 years of experience as both real estate investors and borrowers, our founders built a lending company focused on what truly matters—your success.

Constantly Innovate:

Every investor's needs are unique, which is why our loan programs are tailored to fit your strategy. We specialize in creative problem solving, so when others say no, we find a way to say yes.

Flexible Loan Programs to Power Your Investments

Every real estate investor has a strategy for building success. Whether your focus is flipping properties, developing new construction, or expanding your rental portfolio, Turning Point Lending offers custom financing solutions with your goals in mind.

With fast approvals, flexible terms, and investor-focused lending, get the money to grow your business and maximize returns.

Fix and Flip Loan - Turning Point Lending - Private Lender for Real Estate

Fix & Flip

Designed for fix-and-flip or hold-to-rent investors looking to create profit or equity through rehab.

GUC / New Construction Loan - Turning Point Lending - Ground Up Construction

New Construction

For Investors focused on ground up, this solution offers flexible structuring to support your construction needs.

Bridge Loan - Turning Point Lending - Bridge Loan Lender

As-is Bridge

Perfect for properties that do not require rehab, but only time to transition from purchase to permanent financing.

DSCR / Rental Loan - Turning Point Lending - Rental Property Loan

DSCR Rental

A permanent financing solution for all of your rental portfolio properties complete with numerous term options.

Three Easy Steps to Funding Your Project

All it takes is 15 minutes to get the capital you need. With fast approvals, funding within two weeks, and draw funds disbursed in 2 to 4 days, you can stay focused on your next deal—not on waiting for financing. 

01

Pick Your Loan

Choose from flexible, investor-friendly loan programs designed to help you scale, build and maximize returns.

02

Apply Online

Apply online in just minutes and get pre-approved within 24 hours, so you know exactly where you stand.

03

Get Funded Fast

Close your loan within two weeks, with draw funds disbursed in 2 to 4 days, keeping your project on track.

The Right Capital. The Right Partner.

At Turning Point Lending, our goal is to be more than just a funding source. We aim to be a trusted partner committed to helping you succeed at every stage of your investment journey. With customized loan solutions, a streamlined process, and a team that understands real estate investing firsthand, we ensure you have the capital and support needed to scale your business with confidence.

Get Competitive Rates from Turning Point Lending

Competitive Rates

Our loan programs are designed with flexibility in mind. Investors who opt for shorter loan terms benefit from even lower rates, helping you maximize profitability.

Quick Closing - Turning Point Lending

Quick Closings

As a real estate investor, you need a lender who can move as fast as you do. Our streamlined process ensures swift approvals and closings, so you never miss an opportunity.

Trusted Partner

With a team built by investors, for investors, we provide expert guidance and full, reliable support from application to final funding, backed by experience, insight and dedication.

Fast Funding

We keep your projects on schedule with draws funded within 2-4 days, eliminating unnecessary delays and reducing stress so you can execute your strategy without interruption.

TestimonialsWhy do our Borrowers love Turning Point Lending?

Excellent5.012 reviews
5.0
Excellent12 reviews
Posted on Google Google
Karis Rouse profile picture
Karis Rouse
28 May 2026
Trustindex verifies that the original source of the review is Google.
Outstanding Lender!! There team is very knowledgeable and fast. Thier service os impeccable. I would highly recommend them to anyone looking for funding.
Posted on Google Google
Robert Smith profile picture
Robert Smith
12 May 2026
Trustindex verifies that the original source of the review is Google.
+0
Jim met my needs even though he knew my needs would cause him alot more work. He is meticulous on his end and focussed on making my borrowing easy. It was simple to build a relationship with him amd his team. Having 1 point of contact makes everything work much smoother. I have already begun recommending him to my friends in the building business.
Posted on Google Google
ron eicholtz profile picture
ron eicholtz
12 May 2026
Trustindex verifies that the original source of the review is Google.
Jim and team are wonderful to work with. They clearly presented us with multiple financing options and were easy to work with.
Posted on Google Google
pierre maree profile picture
pierre maree
30 July 2025
Trustindex verifies that the original source of the review is Google.
I have been flipping and investing in rentals with Turning Point Lending as a lending partner for a while. Every transaction has been successful and went though without any issues. Jim Dougherty is a pleasure to deal with. Not only is he very honest and professional, he also has many years of industry knowledge and experience and he is one of the best to consult with on your projects. They have a very streamlined online application and loan managment system that is hassle free. Its great doing business with Jim and his team. Pierre Maree
Posted on Google Google
Courtney K profile picture
Courtney K
30 July 2025
Trustindex verifies that the original source of the review is Google.
I could not recommend Turning Point more for investors who want to simplify real estate. Both Jim & Scott are extraordinarily knowledgeable, being backed by years of industry experience themselves before being lenders. As a client of theirs not only do I get advice and mentorship on things that I may be a bit weak on, but my lender genuinely has my back in ensuring we’re all making smart investments. The lending process with Jim & Scott is incredibly simple and they work WITH you rather than against you. They work cohesively alongside different title companies and agents. I’d give them more than 5 stars if I could!
Posted on Google Google
Clay Packel profile picture
Clay Packel
10 December 2024
Trustindex verifies that the original source of the review is Google.
One of the most seamless lending experiences in my career. Highly recommend Turning Point to any real estate investor big or small. They know what they're doing and will take care of you like true professionals.
Posted on Google Google
Andrew winans profile picture
Andrew winans
6 December 2024
Trustindex verifies that the original source of the review is Google.
Working with Jim Dougherty and Turning Point Lending was fantastic! They were professional, efficient, and made the funding process for my investment property seamless. Jim’s expertise and guidance were invaluable, ensuring everything was handled smoothly and on time. Highly recommend them for any real estate financing needs!
Posted on Google Google
Darko Radojcic profile picture
Darko Radojcic
2 December 2024
Trustindex verifies that the original source of the review is Google.
I recently worked with Turning Point Lending to secure a bridge loan for a real estate transaction, and my experience was excellent from start to finish. The application process with Turning Point Lending was quick and straightforward. Their online application portal was intuitive, and I was able to upload all the required documents with ease. Their team guided me through each step and made sure I understood what was needed. Their rates were reasonable for the short-term nature of the loan, and there were no hidden fees, which was a huge relief. They took the time to explain the repayment schedule and all the costs involved upfront, so there were no surprises. Claire, the loan officer I worked with was always available to answer questions and offered clear, practical advice. They were very responsive via phone and email. Overall, I had a great experience with Turning Point Lending. They made the entire bridge loan process smooth and stress-free, and I felt supported throughout. Whether you’re looking to bridge a gap in real estate or need short-term financing, I highly recommend Turning Point Lending for their professionalism, competitive rates, and efficient service.
Posted on Google Google
Al Ferraguti profile picture
Al Ferraguti
31 October 2024
Trustindex verifies that the original source of the review is Google.
I have done 4 deals (so far) with Scott and Jim and they have been great to work with. They are professional, know their products and offer great rates and low fees on their DSCR loan. My loans haven't always been easy and they have gone above and beyond to make sure I was completely satisfied. I would highly recommend you check them out for your next investment loan; you won't be disappointed.
Posted on Google Google
Robert Stranix profile picture
Robert Stranix
22 October 2024
Trustindex verifies that the original source of the review is Google.
great hard money lender with excellent rates on Dscr loans too.
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Funding Projects Nationwide.

We evaluate lending opportunities individually, so contact us to see how we can support your project.

Talk To An Expert