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Loan Programs

Unique, targeted loan programs designed by real estate investors like you.

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Fix & Flip

This loan product is designed for both Flip and Hold Investors looking to create profit or equity through rehab.

New Construction

If your niche is ground-up builds, this loan product can be structured to support your specific needs.

As-Is Bridge

Perfect for properties that do not require rehab, but only time to transition from purchase to permanent financing.

Rental DSCR

A permanent financing solution for all of your rental portfolio properties complete with numerous term options.

Fix & Flip

  • Loan Amount: $75,000 - $3,000,000
  • Eligible Properties: 1-4 Family
  • Max LTC​: 90%
  • MAX Loan to ARV: 75%
  • Loan Term​: 6, 9, & 12 Month
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New Construction​

  • Loan Amount: $75,000 - $3,000,000
  • Eligible Properties: 1-4 Family,
    Multi-Family, Subdivision
  • Max LTC​: 85%
  • MAX Loan to ARV: 70%
  • Loan Term​: 12, 18, & 24 Months
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Bridge Loans

  • Loan Amount: $75,000 - $3,000,000
  • Eligible Properties: 1-4 Family and Multifamily
  • Max LTC​: N/A
  • MAX Loan to ARV: 70%
  • Loan Term​: 6, 9, & 12 Month
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Bridge Loans - Turning Point Lending

Rental DSCR Loans

  • Loan Amount: $100,000 to $2,000,000
  • Eligible Properties: 1-4 Family and Multifamily
  • Max LTC​: 80% Purchase and Term Refiance 75% Cashout Refiance
  • Seasoning Period: 90 Days
  • Loan Term Options​:
    30-Year Fixed, 30-Year Fixed Interest Only,
    10/1 ARM, 5/1 ARM
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Our Service Area

Testimonials

"Turning Point Lending provided excellent service and quick funding for my fix and flip project in Alabama. They understood my needs and delivered beyond expectations."
John DMontgomery, AL
"In Arizona, I was impressed by the professionalism and speed at which Turning Point Lending operates. They made my rehab project seamless."
Lisa MPhoenix, AZ
"As a first-time real estate investor in Arkansas, I appreciated the guidance and support from Turning Point Lending. Their expertise made all the difference."
Mark RLittle Rock, AR
"Turning Point Lending's team is incredibly knowledgeable and efficient. They helped me secure funding quickly for my California renovation project."
Sarah TSacramento, CA
"Their loan process in Colorado is straightforward and hassle-free. Turning Point Lending provided the funds I needed to complete my fix and flip in record time."
David HDenver, CO
"I highly recommend Turning Point Lending for their exceptional customer service and quick turnaround times in Connecticut. They are a true partner in real estate investment."
Emily GHartford, CT
"Turning Point Lending exceeded my expectations with their flexible loan options and prompt funding for my Delaware project. My project was a success thanks to their support."
Michael BDover, DE
"The team at Turning Point Lending is professional, responsive, and knowledgeable. They made the lending process smooth and efficient for my Florida fix and flip."
Jessica STampa, FL
"I am thrilled with the service I received from Turning Point Lending for my Georgia rehab. Their quick funding and competitive rates are unmatched."
Brian LAtlanta, GA
"Turning Point Lending's expertise in hard money loans made my fix and flip project in Hawaii a breeze. Their team is top-notch."
Rebecca PHonolulu, HI
"From start to finish, Turning Point Lending provided exceptional service. Their quick funding allowed me to complete my Idaho project ahead of schedule."
James KBoise, ID
"I couldn't have asked for a better lending partner for my Illinois project. Turning Point Lending's professional approach and quick disbursals were crucial to my success."
Amanda FChicago, IL
Turning Point Lending made the entire process easy and stress-free for my Indiana fix and flip. Their team's knowledge and support were invaluable."
Richard WIndianapolis, IN
"Their quick and efficient loan process helped me stay on track with my project timeline in Iowa. Turning Point Lending is a game-changer."
Laura CDes Moines, IA
"I am extremely satisfied with Turning Point Lending. Their team is responsive, professional, and truly understands the needs of real estate investors in Kansas."
Steven JTopeka, KS
"Turning Point Lending's flexible loan options and quick funding were exactly what I needed for my Kentucky rehab project. Highly recommend!"
Megan HLouisville, KY
"Their exceptional service and fast turnaround times made my fix and flip project in Louisiana a success. Turning Point Lending is my go-to lender."
Daniel MNew Orleans, LA
"I was impressed by Turning Point Lending's professionalism and efficiency for my Maine project. They provided the funds I needed quickly and without hassle."
Olivia PPortland, ME
"Turning Point Lending's team is knowledgeable, responsive, and a pleasure to work with. They made my Maryland project a smooth experience."
Patrick EAnnapolis, MD
"I highly recommend Turning Point Lending for their excellent service and quick funding in Massachusetts. They truly understand the needs of real estate investors."
Katherine BBoston, MA
"Turning Point Lending's quick and efficient process allowed me to complete my Michigan project on time and within budget. Their team is outstanding."
Robert TDetroit, MI
"Their professionalism and expertise made the lending process easy and stress-free for my Minnesota fix and flip. Turning Point Lending is a fantastic partner for real estate investors."
Christina AMinneapolis, MN
"Turning Point Lending's team provided exceptional service and quick funding for my rehab project in Mississippi. They are a reliable and trustworthy lender."
Joshua DJackson, MS
"I am extremely satisfied with Turning Point Lending's service for my Missouri project. Their quick funding and flexible loan options were exactly what I needed."
Sarah LSt. Louis, MO
"Turning Point Lending made the entire process seamless and efficient for my Montana fix and flip. Their team's expertise and quick funding were invaluable."
Andrew CHelena, MT
"I couldn't be happier with the service I received from Turning Point Lending for my Nebraska project. Their quick turnaround times and professional approach were impressive."
Megan GOmaha, NE
"Turning Point Lending's team is knowledgeable, responsive, and efficient. They made my fix and flip project in New Hampshire a success."
Michael SConcord, NH
"Their quick funding and exceptional service made my rehab project in New Jersey a breeze. Turning Point Lending is a reliable and trustworthy lender."
Emily JNewark, NJ
"Turning Point Lending's expertise and quick turnaround times were crucial to the success of my project in New Mexico. Highly recommend!"
Brian KSanta Fe, NM
"I am extremely satisfied with Turning Point Lending's service for my New York project. Their professional approach and quick funding were exactly what I needed."
Jessica HNew York CIty , NY
"Turning Point Lending's team provided exceptional service and quick funding for my fix and flip project in North Carolina. They are a fantastic partner."
David PCharlotte, NC
"Their quick and efficient loan process helped me stay on track with my project timeline in Ohio. Turning Point Lending is a game-changer."
Amanda RColumbus, OH
"Turning Point Lending's flexible loan options and quick funding were exactly what I needed for my rehab project in Oklahoma. Highly recommend!"
Richard BOklahoma City, OK
"Their exceptional service and fast turnaround times made my fix and flip project in Oregon a success. Turning Point Lending is my go-to lender."
Olivia MPortland, OR
I was impressed by Turning Point Lending's professionalism and efficiency for my Pennsylvania project. They provided the funds I needed quickly and without hassle."
Steven FPhiladelphia, PA
"Turning Point Lending's team is knowledgeable, responsive, and a pleasure to work with. They made my project in Rhode Island a smooth experience."
Katherine DProvidence, RI
"I highly recommend Turning Point Lending for their excellent service and quick funding in South Carolina. They truly understand the needs of real estate investors."
Robert MColumbia, SC
"Turning Point Lending's quick and efficient process allowed me to complete my Tennessee project on time and within budget. Their team is outstanding."
Christina PNashville, TN
"Their professionalism and expertise made the lending process easy and stress-free for my Texas fix and flip. Turning Point Lending is a fantastic partner for real estate investors."
Joshua KDallas, TX
"Turning Point Lending's team provided exceptional service and quick funding for my rehab project in Utah. They are a reliable and trustworthy lender."
Sarah WSalt Lake City, UT
I am extremely satisfied with Turning Point Lending's service for my Virginia project. Their quick funding and flexible loan options were exactly what I needed."
Andrew SRichmond, VA
"Turning Point Lending made the entire process seamless and efficient for my Washington fix and flip. Their team's expertise and quick funding were invaluable."
Megan LOlympia, WA
"I couldn't be happier with the service I received from Turning Point Lending for my West Virginia project. Their quick turnaround times and professional approach were impressive."
Michael DCharleston, WV
"Turning Point Lending's team is knowledgeable, responsive, and efficient. They made my fix and flip project in Wisconsin a success."
Emily NMadison , WI
"Their quick funding and exceptional service made my rehab project in Wyoming a breeze. Turning Point Lending is a reliable and trustworthy lender."
Brian TCheyenne, WY
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Turning Point Lending proudly services hard money lending in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

*Rates advertised are the lowest offered. Actual rates may vary based on borrower FICO score, previous experience, customer loyalty, etc. Advertised LTC & LTV ratios are the best offered and may vary based on borrower FICO score, previous experience, customer loyalty, etc. The loan amount is based on the lower of the LTC & LTV. Email any complaints or suggestions to customerrelations@turningpointlending.com

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