About Us
Turning Point Lending was born out of a need for simplified private lending.
Our Story
Turning Point Lending was founded by two seasoned real estate investors with firsthand knowledge of the challenges and opportunities in the industry. Their experience shaped a company dedicated to serving the best interests of investors. Our mission extends beyond providing financing; we offer strategic, tailored solutions that empower investors to make informed and profitable decisions. By leveraging our industry expertise, we provide a competitive edge with our specialization in single-family rehabs, ground-up new construction, and rental properties. With a nationwide presence and a localized, market-specific approach, we have been delivering expertise, reliability, and top-tier service since 2020.
As a balance sheet lender, we retain most of our loans, ensuring our success is directly tied to that of our borrowers. This fosters a partnership where trust and mutual growth are prioritized. Our transparent and efficient loan approval process, supported by a user-friendly web-based portal, allows clients to focus on scaling their businesses with confidence. By offering financial flexibility and expert industry guidance, we provide the support borrowers need to complete their projects on time while streamlining the lending experience.
At Turning Point Lending, we are more than just a hard money lender—we are a trusted partner who understands the unique needs of real estate investors. With a commitment to innovation, flexibility, and client success, we work closely with each borrower to design financing solutions tailored to their individual needs. Our goal is to simplify the lending process, reduce obstacles, and enable our clients to focus on what matters most: growing their real estate investments and achieving their long-term goals.
Our Founders
PRESIDENT
In 1996, Scott co-founded a wireless retail company. Over the next 20+ years as Vice President, he played a pivotal role in expanding the company from a single retail location to over 100 points of distribution, with annual revenues exceeding $60 million. In 2002, Scott began investing in real estate, building his own rental portfolio and flipping numerous properties for profit. By 2018, he transitioned from real estate investor to managing his own private hard money lending fund. Today, as President of Turning Point Lending, Scott leverages his extensive experience to oversee operations, drive growth, and help real estate investors succeed.
VICE PRESIDENT
Jim began his real estate career in 1986 as an appraiser. By 1992, he had become the president of his own residential appraisal firm, managing a team of appraisers across the state of Pennsylvania. In 2006, he leveraged his valuation expertise to become an active real estate investor, where he flipped properties for profit and built a rental portfolio. Today, as Vice President of Turning Point Lending, Jim uses his 35+ years of experience to oversee risk assessment and lending decisions, driving success for both borrowers and capital partners.
Our Teams
Adminstration Team
At Turning Point Lending, our Administration Team is dedicated to unlocking the potential in each investment opportunity. We all know that 'time is money', that's why our team prioritizes constant communication and transparency. Swift feedback and efficiency are the hallmark of every transaction, guiding us to a successful outcome.
Sales Team
In this industry, it's all about the relationships we forge over time. It's the lifeblood that sustains our business. That's why our sales team at Turning Point Lending never treats clients as transactions. We view you as partners. This commitment to relationship-building is the lens through which we view and refine the customer experience each day.
Underwriting Team
What differentiates our Underwriting Team is that — unlike our competitors — we have real estate investing experience. Since every one of our prior real estate investments required profit and risk assessment, we are equipped to now effectively underwrite loans. Our Underwriting Team learned loan underwriting through real life experience.
