About Us
Turning Point Lending was born out of a need for simplified private lending.
Our Story
Turning Point Lending was founded by two seasoned real estate investors with a deep understanding of the challenges investors face today. From securing timely financing to managing risk and navigating market volatility, we’ve seen firsthand what it takes to succeed in real estate. This experience drives our commitment to providing real estate investors with strategic, tailored financing solutions that address these very challenges. Our mission extends beyond funding; we offer the tools and guidance necessary for informed, profitable decision-making. Since 2020, we’ve specialized in single-family rehabs, ground-up new construction, and rental properties, delivering expertise, reliability, and exceptional service with a nationwide presence and market-specific focus.
As a balance sheet lender, we retain most of our loans, aligning our success with that of our borrowers. This fosters a foundation of trust and mutual growth. Our transparent and efficient loan approval process, supported by a user-friendly web-based portal, enables clients to scale their businesses confidently and efficiently. By combining financial flexibility with expert industry guidance, we help investors manage project delays, mitigate risks, and navigate economic downturns, ensuring they stay on track to achieve their investment goals.
At Turning Point Lending, we’re more than just a private lender—we’re trusted partners who understand the unique needs of real estate investors. By simplifying the lending process and tailoring solutions to individual needs, we empower our clients to overcome challenges, grow their portfolios, and achieve long-term success. With a commitment to innovation, flexibility, and client success, Turning Point Lending is redefining what it means to be a private lender.
Our Founders
PRESIDENT
In 1996, Scott co-founded a wireless retail company. Over the next 20+ years as Vice President, he played a pivotal role in expanding the company from a single retail location to over 100 points of distribution, with annual revenues exceeding $60 million. This experience sharpened his business acumen and entrepreneurial spirit, which he later applied to his real estate ventures.
Scott’s passion for real estate began in 2002 when he started building his own rental portfolio and flipping properties. As he gained deeper insight into the challenges real estate investors face, Scott saw an opportunity to help others by providing capital to support their projects. In 2018, after transitioning out of the wireless industry, Scott shifted his focus entirely to real estate lending, managing his own private hard money lending fund and combining his entrepreneurial expertise with his extensive industry knowledge.
Today, as co-founder and President of Turning Point Lending, Scott leverages his broad experience to oversee operations, drive growth, and help real estate investors succeed. His strategic leadership and commitment to innovation enable Turning Point Lending to provide tailored financing solutions and empower clients to achieve their investment goals. Scott’s dedication to fostering trust and long-term partnerships has solidified Turning Point Lending’s reputation as a trusted name in private lending.
VICE PRESIDENT
Jim began his real estate career in 1986 as an appraiser. By 1992, he was president of his own residential appraisal firm, leading a team of appraisers across Pennsylvania. In 2006, Jim transitioned into active real estate investing, applying his valuation expertise to flip over 30 properties, ranging from rehabs to new construction, while also building a rental portfolio.
Jim’s commitment to real estate extends beyond his investments. As a member of the zoning board in his town, he gained a front-row seat to the challenges real estate investors face, further sharpening his insight into the complexities of the industry. This first-hand experience, combined with his deep understanding of market valuation, has positioned him as a key figure in making sound, data-driven lending decisions.
Today, as co-founder and Vice President of Turning Point Lending, Jim brings 35+ years of experience to oversee risk assessment and lending decisions. His comprehensive knowledge of property valuations, market trends, and the financial landscape enables him to identify opportunities that others might overlook. Jim’s strategic approach, combined with his hands-on experience, has made him an invaluable leader at Turning Point Lending, helping to solidify its reputation as a trusted name in private lending.
Our Teams
Adminstration Team
At Turning Point Lending, our Administration Team is dedicated to unlocking the potential in each investment opportunity. We all know that 'time is money', that's why our team prioritizes constant communication and transparency. Swift feedback and efficiency are the hallmark of every transaction, guiding us to a successful outcome.
Sales Team
In this industry, it's all about the relationships we forge over time. It's the lifeblood that sustains our business. That's why our sales team at Turning Point Lending never treats clients as transactions. We view you as partners. This commitment to relationship-building is the lens through which we view and refine the customer experience each day.
Underwriting Team
What differentiates our Underwriting Team is that — unlike our competitors — we have real estate investing experience. Since every one of our prior real estate investments required profit and risk assessment, we are equipped to now effectively underwrite loans. Our Underwriting Team learned loan underwriting through real life experience.
