Loan Programs
Your Strategy + Our Loans Programs =
Success Made Simple.
Every real estate investor has a unique path. Whether you focus on rehabbing properties, building a rental portfolio, or tackling new construction projects, our flexible loan options are designed to support your vision and drive your success. We work along side you to ensure your goals become a reality.
01
FIX & FLIP
This loan product is designed for both Flip and Hold Investors looking to create profit or equity through rehab.
02
NEW CONSTRUCTION
If your niche is ground-up builds, this loan product can be structured to support your specific needs.
03
AS-IS BRIDGE
Properties that do not require rehab, but only time to transition from purchase to permanent financing.
04
DSCR RENTAL
A permanent financing solution for all of your rental portfolio properties complete with numerous term options.
FIX & FLIP
Fast & Flexible. Built for Your Next Investment.
When it comes to fix-and-flip projects, having a trusted lending partner is the key to scaling your business and staying ahead of the competition. At Turning Point Lending, our Fix & Flip loan programs are tailored to help you maximize your leverage, lower your upfront costs, and keep your projects moving forward seamlessly.
NEW CONSTRUCTION - GROUND UP
Streamlined Financing for Ground-Up Projects.
Breaking ground on a new construction project requires the right financial partner to turn your vision into reality. Turning Point Lending’s New Construction loan programs are designed to provide flexible funding, reduce upfront costs, and keep your project on track from start to finish. Whether you're building single-family homes or multi-unit developments, we're here to help you succeed.
AS-IS BRIDGE
Fast Solutions for Immediate Needs.
When timing is critical, and opportunities can’t wait, Turning Point Lending’s As-Is Bridge loan programs provide the short-term financing you need to secure your next investment. Designed for properties in their current condition, our bridge loans offer speed, flexibility, and competitive terms to help you close deals quickly and confidently. Whether you’re purchasing a property to renovate, reposition, or hold, we’re here to support your goals.
DSCR RENTAL
Smart Financing for Long-Term Growth.
Smart Financing for Long-Term Growth. Building your rental portfolio is about creating steady cash flow and long-term wealth. Turning Point Lending’s DSCR Rental loan programs are designed to streamline the financing process by focusing on the property’s income potential, not your personal income. With competitive rates, flexible terms, and a simple qualification process, our loans empower you to grow your portfolio with confidence and ease.
Our Service Area
Testimonials
From start to finish, we understand fix-and-flip deals of all kinds—and we know how to close them successfully.
At Turning Point Lending, we understand that timing is crucial in the dynamic real estate market. That's why our Fix and Flip Loans are designed for quick approvals, ensuring you can seize opportunities when they arise. With competitive rates and flexible terms, you can navigate the world of fix and flip real estate with confidence.
Fix & Flip Program Highlights
Loan Amount: $75,000 - $3,000,000
Eligible Properties: 1-4 Units
Max LTC: 90%
MAX Loan to ARV: 75%
Loan Term: 6, 9, & 12 Month
UP TO
90%
Loan to Cost (LTC)
for Your FixNFlip Project
Our streamlined process and competitive rates ensure that you receive the necessary funds exactly when you need them.
Transform your real estate aspirations into reality with Turning Point Lending's Bridge Loans. When the time comes to seize golden opportunities, our flexible and expeditious financing options can be your bridge between properties. Whether you're looking to upgrade, renovate, or invest in new properties, our dedicated support has you covered every step of the way.
Bridge Program Highlights
Loan Amount: $75,000 - $3,000,000
Eligible Properties: 1-4 Units
Max LTC: N/A
MAX Loan to ARV: 75%
Loan Term: 6, 9, & 12 Month
UP TO
90%
Loan to Cost (LTC)
for Your FixNFlip Project
With Turning Point Lending by your side, you'll have access to flexible terms and competitive rates that create a solid financial foundation for your construction project.
Embark on a transformative journey in the world of real estate development with Turning Point Lending's New Construction Loans. These specialized financing options are the stepping stones to turning vacant or rundown lots into magnificent properties. Our comprehensive financing covers everything from land acquisition and construction costs to permits and beyond.
New Construction Program Highlights
Loan Amount: $75,000 - $3,000,000
Up to 100% of construction budget
Up to 24-month term available
1-4 Single-Family Homes, Condos, Townhomes
LLCs, LPs, and Corporations
UP TO
85%
Loan to Cost (LTC) for Your New Construction Projec
Our commitment to your financial well-being is unwavering, reflected in our competitive interest rates and flexible terms
Experience the remarkable potential of Turning Point Lending's Debt Service Coverage Ratio (DSCR) Loans for your commercial real estate endeavors. DSCR loans are designed with your long-term success in mind, considering the property's cash flow potential to ensure your investment remains sustainable and profitable.
Rental DSCR Program Highlights
Loan Amount: $100,000 to $2,000,000
Eligible Properties: 1-4 Units
Max LTC: 80% Purchase and Term Refiance 75% Cashout Refiance
Seasoning Period: 90 Days
Loan Term Options:
30-Year Fixed
30-Year Fixed Interest Only
10/1 ARM
5/1 ARM
UP TO
90%
Loan to Cost (LTC)
Our Service Area
Testimonials
