UT Hard Money Lender

Utah Hard Money Lender for Real Estate Investors

Private real estate financing solutions for Utah investment properties.

Competitive Rates

Boost your profits with our competitive rates and tailored Utah hard money loan terms.

High Leverage

Keep more of your capital available with flexible, high-leverage financing options with our Utah hard money loans.

Flexibility & Support

Diverse loan options and expert support help maximize your ROI and streamline the process.

Flexible Loan Programs to Power Your Utah Real Estate Investments

Every Utah real estate investor has a strategy for building success. Whether your focus is flipping properties, developing new construction, or expanding your rental portfolio, Turning Point Lending offers custom financing solutions with your goals in mind.

With fast approvals, flexible terms, and investor-focused lending, get the money to grow your business and maximize returns.

Fix and Flip Loan - Turning Point Lending - Private Lender for Real Estate

Fix & Flip

Designed for fix-and-flip or hold-to-rent investors looking to create profit or equity through rehab.

GUC / New Construction Loan - Turning Point Lending - Ground Up Construction

New Construction

For Investors focused on ground up, this solution offers flexible structuring to support your construction needs.

Bridge Loan - Turning Point Lending - Bridge Loan Lender

As-is Bridge

Perfect for properties that do not require rehab, but only time to transition from purchase to permanent financing.

DSCR / Rental Loan - Turning Point Lending - Rental Property Loan

DSCR Rental

A permanent financing solution for all of your rental portfolio properties complete with numerous term options.

Utah Hard Money Lending - Turning Point Lending

Hard Money Lending for Utah Real Estate Investors

Choosing the right Utah hard money lender can make the difference between securing a strong investment opportunity and losing a deal to timing or financing constraints. Turning Point Lending works with real estate investors across Utah who need private lending solutions built around the property, not rigid bank requirements. Our approach to hard money lending emphasizes speed, clarity, and alignment with your investment strategy—whether you’re acquiring, refinancing, or repositioning an investment property. We understand Utah’s competitive real estate markets and the importance of moving decisively when opportunities arise. Rather than forcing investors into one-size-fits-all programs, we focus on the real details of each transaction. This allows borrowers to move forward with confidence, knowing expectations and next steps are clearly defined from the start.

Why Investors Choose Turning Point Lending in Utah

Real estate investors choose Turning Point Lending as their Utah hard money lender because we prioritize transparency, experience, and execution throughout the lending process. Our team is accustomed to working with investment properties that don’t always fit traditional lending models, making private hard money loans a practical solution for many Utah investors. From initial review to closing, we focus on efficiency and communication so borrowers always know where their deal stands. We take the time to understand your goals, timeline, and exit strategy before outlining financing options. This investor-first approach helps reduce friction, avoid surprises, and keep projects moving forward. When timing matters and clarity is essential, investors turn to Turning Point Lending for their Utah real estate financing needs.

Utah Hard Money Loan - Turning Point Lending

TestimonialsWhy do our Borrowers love Turning Point Lending?

Excellent5.012 reviews
5.0
Excellent12 reviews
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Karis Rouse profile picture
Karis Rouse
28 May 2026
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Outstanding Lender!! There team is very knowledgeable and fast. Thier service os impeccable. I would highly recommend them to anyone looking for funding.
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Robert Smith profile picture
Robert Smith
12 May 2026
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+0
Jim met my needs even though he knew my needs would cause him alot more work. He is meticulous on his end and focussed on making my borrowing easy. It was simple to build a relationship with him amd his team. Having 1 point of contact makes everything work much smoother. I have already begun recommending him to my friends in the building business.
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ron eicholtz profile picture
ron eicholtz
12 May 2026
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Jim and team are wonderful to work with. They clearly presented us with multiple financing options and were easy to work with.
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pierre maree profile picture
pierre maree
30 July 2025
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I have been flipping and investing in rentals with Turning Point Lending as a lending partner for a while. Every transaction has been successful and went though without any issues. Jim Dougherty is a pleasure to deal with. Not only is he very honest and professional, he also has many years of industry knowledge and experience and he is one of the best to consult with on your projects. They have a very streamlined online application and loan managment system that is hassle free. Its great doing business with Jim and his team. Pierre Maree
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Courtney K profile picture
Courtney K
30 July 2025
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I could not recommend Turning Point more for investors who want to simplify real estate. Both Jim & Scott are extraordinarily knowledgeable, being backed by years of industry experience themselves before being lenders. As a client of theirs not only do I get advice and mentorship on things that I may be a bit weak on, but my lender genuinely has my back in ensuring we’re all making smart investments. The lending process with Jim & Scott is incredibly simple and they work WITH you rather than against you. They work cohesively alongside different title companies and agents. I’d give them more than 5 stars if I could!
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Clay Packel profile picture
Clay Packel
10 December 2024
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One of the most seamless lending experiences in my career. Highly recommend Turning Point to any real estate investor big or small. They know what they're doing and will take care of you like true professionals.
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Andrew winans profile picture
Andrew winans
6 December 2024
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Working with Jim Dougherty and Turning Point Lending was fantastic! They were professional, efficient, and made the funding process for my investment property seamless. Jim’s expertise and guidance were invaluable, ensuring everything was handled smoothly and on time. Highly recommend them for any real estate financing needs!
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Darko Radojcic profile picture
Darko Radojcic
2 December 2024
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I recently worked with Turning Point Lending to secure a bridge loan for a real estate transaction, and my experience was excellent from start to finish. The application process with Turning Point Lending was quick and straightforward. Their online application portal was intuitive, and I was able to upload all the required documents with ease. Their team guided me through each step and made sure I understood what was needed. Their rates were reasonable for the short-term nature of the loan, and there were no hidden fees, which was a huge relief. They took the time to explain the repayment schedule and all the costs involved upfront, so there were no surprises. Claire, the loan officer I worked with was always available to answer questions and offered clear, practical advice. They were very responsive via phone and email. Overall, I had a great experience with Turning Point Lending. They made the entire bridge loan process smooth and stress-free, and I felt supported throughout. Whether you’re looking to bridge a gap in real estate or need short-term financing, I highly recommend Turning Point Lending for their professionalism, competitive rates, and efficient service.
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Al Ferraguti profile picture
Al Ferraguti
31 October 2024
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I have done 4 deals (so far) with Scott and Jim and they have been great to work with. They are professional, know their products and offer great rates and low fees on their DSCR loan. My loans haven't always been easy and they have gone above and beyond to make sure I was completely satisfied. I would highly recommend you check them out for your next investment loan; you won't be disappointed.
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Robert Stranix profile picture
Robert Stranix
22 October 2024
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great hard money lender with excellent rates on Dscr loans too.
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